PHONE: 225-766-6464
FAX: 225-763-6358
9100 Bluebonnet Centre Blvd. Ste. 102
Baton Rouge, LA 70809

Preferred Title Company (c) 2015
Was your Title Read in Louisiana?

    The law in Louisiana currently requires that before a policy of title insurance may be issued a title opinion must first be rendered by an attorney
    authorized to practice law in Louisiana, which opinion must be based on an abstract of title.  "Abstract of title" is a written history of the recorded
    instruments in the public records affecting the title to real estate.  By law the abstract must be for a time period going back at least 30 years or
    more.   The Louisiana State Bar Association in its 2001 published “Uniform Title Standards” recommends a search period of 35 years or more.

    Today some local and national title insurance companies use ‘off-shore’ title services found in places such as India, the Philippines and other foreign
    countries.  Most often the property reports these “off-shore” services prepare are not based on a complete and thorough review of the records filed
    in the parish conveyance and mortgage records as is required by law.  In fact these property reports are usually based on tax records and are done
    for a fraction of the cost of a complete abstract of title prepared according to Louisiana law.  And let's not forget the issues of identity theft when an
    order is placed with an 'off-shore' operation, you have no protection under the law for misuse of you non-public personal information.

    Merchantable title is the Gold Standard set by Louisiana title attorneys to determine the marketability of property, and is based on the
    determination by the Louisiana attorney that no third party has a claim against the property that would be suggestive of litigation, and this is the
    standard set forth in the Louisiana Real Estate Commission's mandatory residential purchase agreement.  Our experience over the last 10 or more
    years has been that title to property when prior transactions in the chain of title have been handled by national or affiliated title operations, and
    title is based on such “off-shore” title services, that the title to the property is subject to title defects which render the property non-merchantable,
    meaning the property can not be sold until and unless the title defects can be resolved.  

    If you want to be certain, as Woody Guthrie coined in 1940, that “This Land is Your Land” let your real estate agent or lender know that you want
    a local independent title company to handle your transaction.  Ask them to give you several references.  Call the title company, and among other
    things, ask the title company if they use local abstractors to search the public records.  

    You have a federally protected right to select the title service provider that will handle your real estate transaction. So to be certain that your title
    was READ IN LOUISIANA request the services of PREFERRED TITLE COMPANY, an Independent Louisiana Land Title Company with offices in
    Baton Rouge, Louisiana and staffed with attorneys licensed to practice law in Louisiana.
    PH: 225-766-6464
    FAX: 225-763-6358
    9100 Bluebonnet Centre Blvd.
    Suite 102
    Baton Rouge, 70809
"Blue Roof Blues" by Nathan L. Kern, M.D. (c) 2005